Mrs. Shinjini Kumar has spent over thirty years in Indian financial services in senior roles across organizations including the central bank consulting firm, multinational banks, and fintech. Presently, she is an Independent Director of Paytm Payments Bank. Prior to this, she was the Country Business Manager for Citibank’s Consumer businesses in Fudia, which included complete executive responsibility over Retail Banking, resources, Wealth Management, Credit Cards, Small management Business Banking, Mortgage, etc. In her twenty-six years of experience prior to joining Citibank, she held senior positions in Paytm, Pricewaterhouse Coopers India (Partner and leader, Banking and Capital Markets Business, India), Bank of America Merrill Lynch (Country Compliance Head), and the Reserve Bank of India (Various roles in Foreign Exchange Management, Currency Management, and Banking Supervision). Currently, she is the co-founder of Five Salts Private Limited, a newly incorporated company that is building a platform to facilitate more women to buy financial products.